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One of the things that elderly individuals sometimes face is scamming by a person or organization through phone calls, mail, or in-person solicitation. Denver Home Care Assistance recommends keeping and eye out for the following things to help your elderly relative avoid being the victim of a scam.
This is one of the easiest ways the elderly lose money. Illegitimate sweepstakes companies will send something that sounds desirable in the mail, but will require seniors pay a fee or purchase a subscription to enter the contest. Other shady companies will reach out to seniors by mail or phone and say they’ve won a contest, one the senior never entered, to gain bank account information in order to “deposit” funds.
New Financial Advisors
Be wary of your loved one talking about his or her new financial advisor. These advisors target elderly, often claiming to have their best interests at heart and know of a sure investment, then take investment money and pocket it. This type of scheme can also lead to strangers having access to your loved one’s bank account.
Work Around The House
If there is work that needs to be done in the home, such as electrical or plumbing work, your loved one might not know whom to contact for the repair. There are some people who will offer services, complete part of the service, and promise to come back. They will talk the person into paying for the entire job up front and then never finish what was started.
If anyone has access to personal information, there is a possibility your aging relative could lose money without even knowing it’s gone. Your loved one might not notice a little money here and there disappearing each month if he or she doesn’t regularly check their bank transactions or has multiple automatic withdrawals each month for bills.
The first line of defense against scammers is making sure your elderly loved one is up-to-date on signs on common scams. You might also consider hiring a caregiver in Denver who can keep an eye out for suspicious activity or people and monitor your loved one’s spending, as seniors who live alone sometimes spend frivolously to compensate for other feelings or because they’re simply having a harder time managing their finances as they get older. To learn more about our care services, which also include running errands, grocery shopping, cooking, personal grooming, and transportation, call 720-263-0763 and schedule a free in-home consultation.